:root{
  --navy:#0B1C2D;
  --charcoal:#2A2E35;
  --gold:#C6A75E;
  --offwhite:#F5F5F5;
  --white:#ffffff;
  --border: rgba(11,28,45,.10);
  --shadow: 0 10px 30px rgba(0,0,0,.08);
  --radius: 18px;
  --max: 1120px;
}
*{box-sizing:border-box;}
html,body{margin:0;padding:0;}
body{
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--charcoal);
  background: var(--offwhite);
  line-height: 1.55;
}
a{color:inherit;text-decoration:none;}
a:hover{opacity:.9;}
.container{max-width: var(--max); margin:0 auto; padding: 0 18px;}
/* Header */
header{
  position: sticky; top:0; z-index: 50;
  background: rgba(245,245,245,.86);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.nav{
  display:flex; align-items:center; justify-content:space-between;
  padding: 14px 0;
}
.brand{
  display:flex; align-items:center; gap:12px;
}
.brand img{height:38px; width:auto;}
.navlinks{
  display:flex; gap:18px; align-items:center;
  font-weight:600;
}
.navlinks a{padding:10px 10px; border-radius: 10px;}
.navlinks a.active{background: rgba(198,167,94,.12); color: var(--navy);}
.menu-btn{display:none;}
/* Hero */
.hero{
  padding: 56px 0 28px 0;
}
.hero-card{
  background: radial-gradient(1200px 500px at 10% 10%, rgba(198,167,94,.22), transparent 60%),
              radial-gradient(900px 500px at 90% 10%, rgba(11,28,45,.22), transparent 55%),
              linear-gradient(180deg, #ffffff, #fbfbfb);
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
  border-radius: calc(var(--radius) + 8px);
  padding: 44px 26px;
}
.kicker{
  display:inline-flex; align-items:center; gap:10px;
  color: var(--navy);
  font-weight:700; letter-spacing:.14em;
  text-transform: uppercase;
  font-size: 12px;
}
.kicker::before{
  content:""; width:28px; height:2px; background: var(--gold); display:inline-block;
}
h1{
  margin: 14px 0 8px 0;
  font-family: ui-serif, Georgia, 'Times New Roman', serif;
  color: var(--navy);
  font-size: 42px;
  line-height: 1.08;
  letter-spacing: .2px;
}
.lede{
  margin: 10px 0 18px 0;
  font-size: 18px;
  max-width: 72ch;
}
.cta-row{display:flex; gap:12px; flex-wrap:wrap; margin-top: 14px;}
.btn{
  display:inline-flex; align-items:center; justify-content:center;
  padding: 12px 16px; border-radius: 14px;
  border: 1px solid var(--border);
  font-weight:700;
}
.btn.primary{background: var(--navy); color: var(--white); border-color: rgba(11,28,45,.35);}
.btn.ghost{background: rgba(198,167,94,.10); color: var(--navy); border-color: rgba(198,167,94,.35);}
/* Sections */
section{padding: 26px 0;}
.grid{
  display:grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 16px;
}
.card{
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: 0 6px 18px rgba(0,0,0,.05);
}
.card h3{
  margin: 0 0 8px 0;
  color: var(--navy);
  font-size: 16px;
  letter-spacing: .2px;
}
.card p{margin:0; color: rgba(42,46,53,.92);}
.muted{color: rgba(42,46,53,.78);}
.h2{
  font-family: ui-serif, Georgia, 'Times New Roman', serif;
  color: var(--navy);
  font-size: 26px;
  margin: 0 0 10px 0;
}
.hr{height:1px; background: var(--border); margin: 18px 0;}
/* Footer */
footer{
  margin-top: 32px;
  padding: 26px 0 40px 0;
  background: #ffffff;
  border-top: 1px solid var(--border);
}
.footer-grid{
  display:grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 18px;
}
.small{font-size: 12px; color: rgba(42,46,53,.78);}
.disclosure{
  border: 1px solid rgba(198,167,94,.35);
  background: rgba(198,167,94,.08);
  border-radius: var(--radius);
  padding: 14px;
}
/* Page */
.page-title{
  padding: 26px 0 0 0;
}
.page-title h1{font-size: 34px;}
.content{
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow);
}
.content h2{
  font-family: ui-serif, Georgia, 'Times New Roman', serif;
  color: var(--navy);
  font-size: 22px;
  margin: 18px 0 10px 0;
}
.content ul{margin: 8px 0 14px 18px;}
/* Contact */
.contact-grid{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 16px;
}
label{display:block; font-weight:700; margin: 10px 0 6px 0;}
input, textarea{
  width:100%;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 12px 12px;
  font: inherit;
  background: #fff;
}
textarea{min-height: 120px; resize: vertical;}
/* Mobile */
@media (max-width: 920px){
  .footer-grid{grid-template-columns: 1fr; }
  .contact-grid{grid-template-columns: 1fr;}
}
@media (max-width: 760px){
  h1{font-size: 34px;}
  .navlinks{display:none; position:absolute; right:18px; top:64px; background:#fff; border:1px solid var(--border); border-radius: 14px; padding: 10px; box-shadow: var(--shadow); flex-direction: column; gap: 6px; min-width: 200px;}
  .navlinks.show{display:flex;}
  .menu-btn{display:inline-flex;}
}